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30 Oct If medical debt has hurt your credit score, there’s good news.

Posted at 19:11h in Ask NJMoneyHelp, Credit

Medical debt is no longer given the same heft as other debts when FICO calculates your credit score....

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30 Oct Stopping your spendthrift kid from wasting his inheritance

Posted at 19:10h in Ask NJMoneyHelp, Estate Planning

If you have an adult child who is not responsible with money, there are steps to take to ensure any money you leave to him is somewhat protected from his spendthrift ways....

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30 Oct Strategies for estate tax savings

Posted at 19:10h in Ask NJMoneyHelp, Estate Planning

No one wants to pay taxes when they die, but unless you're proactive, the government — and not your heirs — could end up with a huge chunk of your money....

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30 Oct Life insurance for children

Posted at 19:07h in Ask NJMoneyHelp, Insurance

Life insurance policies for children are inexpensive. You need to understand the policy before you can decide if it's worth the money....

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Photo: Jane M. Sawyer for Morguefile

30 Oct Choosing the best college savings plan

Posted at 19:05h in Ask NJMoneyHelp, College

There are many options for opening a college savings account for a new baby. Here's why a 529 Plan may be the way to go. ...

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30 Oct Positioning your finances to maximize financial aid

Posted at 19:04h in Ask NJMoneyHelp, College

When college is close, where you have your money could make a big different in the financial aid your student receives. Here are some tips....

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30 Oct Using retirement savings or taking a mortgage to buy a home

Posted at 19:04h in Ask NJMoneyHelp, Real Estate

If you're waiting for your home to be sold but you've already found a new one, deciding where to get the money for your new pad can have serious consequences....

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30 Oct What the “exit tax” really means for a home sale in New Jersey

Posted at 19:03h in Ask NJMoneyHelp, Real Estate

Despite the name, this isn't really an extra tax charged when you sell your home. It's really an insurance policy for state coffers....

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30 Oct What’s better? A Roth IRA or 401(k)?

Posted at 19:03h in Ask NJMoneyHelp, Retirement

When you only have so many dollars to save, it's smart to be sure you're using the most advantageous savings vehicle for your situation....

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30 Oct She’s conservative. He’s aggressive. Now what?

Posted at 19:03h in Ask NJMoneyHelp, Retirement

When two partners have different risk tolerances and investing philosophies, it takes negotiation and a long-term outlook to make things right....

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