01 Nov Can I help people with their utility bills this winter?

Posted at 12:16h in Ask NJMoneyHelp, Retirement

People can ask for help with utilitiy bills, but there are income limits. ...

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25 Oct I won money. Will I lose my SSI benefits?

Posted at 13:00h in Ask NJMoneyHelp, Insurance, Retirement

There are strict income and asset limits to consider. ...

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25 Oct How do we decide if we have enough money to retire?

Posted at 12:57h in Ask NJMoneyHelp, Retirement

You need to consider your income, assets, expenses and more. ...

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18 Oct I finally have a 401(k). Should I use Roth or traditional?

Posted at 11:26h in Ask NJMoneyHelp, Retirement

The savings plans are great, but tax consequences are different. ...

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18 Oct Do minors have to take distributions from an inherited IRA?

Posted at 11:02h in Ask NJMoneyHelp, Estate Planning, Retirement, Taxes

The rules for inherited IRAs have changed in recent years. ...

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18 Oct I’m waiting for a stock market correction. What to do?

Posted at 10:57h in Ask NJMoneyHelp, Retirement

Timing the market is a dangerous strategy....

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04 Oct After big AC expense, how should I manage my cash reserve?

Posted at 12:49h in Ask NJMoneyHelp, Credit, Retirement

An emergency fund is key to your financial health. ...

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04 Oct Is my money safe if I use this kind of savings account?

Posted at 12:45h in Ask NJMoneyHelp, Credit, Retirement

Even if the money is safe, can you get better interest elsewhere?...

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27 Sep Should I wait to take Social Security or start sooner?

Posted at 11:18h in Ask NJMoneyHelp, Retirement

Taking Social Security earlier is a big trade off. It could be a mistake. ...

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20 Sep Is it time to protect my stock market gains and sell investments?

Posted at 12:48h in Ask NJMoneyHelp, Retirement

Don't let the headlines shake up your long-term plans for your portfolio....

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