02 Jan I’m supposed to reallocate for the new year, but should I?

Posted at 13:08h in Ask NJMoneyHelp, Retirement

Remember the reasons for your asset allocation before you make changes. ...

Read More

02 Jan Should I take from my IRA to pay for a new kitchen?

Posted at 13:01h in Ask NJMoneyHelp, Real Estate, Retirement, Taxes

It's a balance between debt and your retirement savings. ...

Read More

24 Dec What’s the best way to give a money gift?

Posted at 14:30h in Ask NJMoneyHelp, Retirement

You may want to have a conversation before you gift. ...

Read More

24 Dec Can I move my IRA without a penalty?

Posted at 14:17h in Ask NJMoneyHelp, Retirement, Taxes

A CD inside an IRA can tie you to that CD's contract. ...

Read More

19 Dec My portfolio is lagging the S&P. Should I make changes?

Posted at 13:24h in Ask NJMoneyHelp, Retirement

Are you chasing returns or unhappy with diversification?...

Read More

19 Dec How do I figure out RMDs from an inherited IRA?

Posted at 13:11h in Ask NJMoneyHelp, Retirement

The rules for inherited IRAs have changed. And they're complicated. ...

Read More

12 Dec What should I do with my ex’s 401(k) after divorce?

Posted at 12:45h in Ask NJMoneyHelp, Retirement

When a nest egg is split up, you have some decisions to make. ...

Read More

05 Dec What does the AI bubble mean for my investments?

Posted at 13:10h in Ask NJMoneyHelp, Retirement

Are investments in artificial intelligence skewing stock market performance? ...

Read More

05 Dec Are we heading for a crash or a giant correction?

Posted at 13:05h in Ask NJMoneyHelp, Retirement

With the stock market running hot, how should you position your portfolio?...

Read More

05 Dec How can I give a Roth IRA to my two adult children?

Posted at 12:52h in Ask NJMoneyHelp, Retirement

There are several ways to make this generous gift happen. ...

Read More