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05 Nov Pros and cons of a Roth IRA for college savings

Posted at 18:51h in Ask NJMoneyHelp, College, Retirement

Roth IRAs can be used for college, but not without dangers to your retirement plans. ...

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05 Nov Are annuities a paycheck for life or fee-laden mistake?

Posted at 18:51h in Ask NJMoneyHelp, Insurance

Annuities aren't always bad or always good. It depends on your situation...

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Cancelling a Card NJMoneyHelp

31 Oct How cancelling a credit card can hurt your credit score.

Posted at 19:15h in Ask NJMoneyHelp, Credit

You don’t want to hurt your credit score unnecessarily, and canceling a card can do some damage. ...

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Taxes and Marriage,NJMoneyHelp

30 Oct Tax changes after marriage

Posted at 19:11h in Ask NJMoneyHelp, Taxes

A newly married couple contemplates how their tax liability will change after they say,“I do.”...

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30 Oct What is the Alternative Minimum Tax?

Posted at 19:11h in Ask NJMoneyHelp, Taxes

It’s important to know how you can trigger this higher tax, and what you can do to avoid it....

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30 Oct If medical debt has hurt your credit score, there’s good news.

Posted at 19:11h in Ask NJMoneyHelp, Credit

Medical debt is no longer given the same heft as other debts when FICO calculates your credit score....

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30 Oct Stopping your spendthrift kid from wasting his inheritance

Posted at 19:10h in Ask NJMoneyHelp, Estate Planning

If you have an adult child who is not responsible with money, there are steps to take to ensure any money you leave to him is somewhat protected from his spendthrift ways....

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30 Oct Strategies for estate tax savings

Posted at 19:10h in Ask NJMoneyHelp, Estate Planning

No one wants to pay taxes when they die, but unless you're proactive, the government — and not your heirs — could end up with a huge chunk of your money....

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30 Oct Life insurance for children

Posted at 19:07h in Ask NJMoneyHelp, Insurance

Life insurance policies for children are inexpensive. You need to understand the policy before you can decide if it's worth the money....

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Photo: Jane M. Sawyer for Morguefile

30 Oct Choosing the best college savings plan

Posted at 19:05h in Ask NJMoneyHelp, College

There are many options for opening a college savings account for a new baby. Here's why a 529 Plan may be the way to go. ...

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