17 Jan Should I put money in a Roth or gift it outright to my kids?
When you think of the future, some ways of giving are better than others. ...
25 Oct I’m a college student with income. Should I invest in a Roth IRA?
Saving early is smart. But think emergency fund before thinking of the market. ...
13 Jun I converted an IRA to a Roth. When are the taxes due?
You don't want to underpay and owe penalties and interest. ...
29 May Can I use my annuity RMDs to fund a Roth IRA?
There are specific eligibility rules to invest in a Roth IRA....
24 May I have a new job. Should I use the Roth 401(k)?
There are different tax consequences from Roths or traditional 401(k)s....
05 Apr Can I transfer my RMD from my IRA into a Roth IRA?
Not so fast. The feds want their taxes first. ...
17 Jan I converted to a Roth IRA. When can I take out the cash?
Roth IRA conversions have specific rules you must follow....
09 Jan I convert funds to a Roth IRA every year. Can we talk taxes?
Estimated taxes can save you from underpayment penalties....
27 Jun I’m 69. How long can I contribute to a Roth?
Earned income and age are the key to Roth IRA contributions....
22 Feb How does the Roth conversion 5-year rule work if you die?
Converting a traditional IRA to a Roth has tax consequences....