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13 Feb Why can’t I freeze all my credit reports at once?

Posted at 13:48h in Ask NJMoneyHelp, Credit

Credit bureaus often try to sell you products you may not need. ...

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30 Jan Should I worry about ID theft when I recycle?

Posted at 13:10h in Ask NJMoneyHelp, Credit

You should always pay attention to where your personal info goes. ...

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23 Jan Is playing the lottery a waste or an opportunity?

Posted at 13:39h in Ask NJMoneyHelp, Credit

You gotta be in it to win it - but should you?...

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23 Jan Could an adjustable rate mortgage make sense for me?

Posted at 13:22h in Ask NJMoneyHelp, Credit, Real Estate

Payments are smaller, but they won't stay low forever....

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credit card

14 Jan Should my college student get a credit card?

Posted at 14:18h in Ask NJMoneyHelp, College, Credit

Building credit is a great idea. Building debt is not. ...

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24 Dec If I cancel a credit card, what happens to my credit score?

Posted at 14:42h in Ask NJMoneyHelp, Credit

Your credit score can change in several ways if you cancel....

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12 Dec My college student has credit card debt. What should I do?

Posted at 12:52h in Ask NJMoneyHelp, Credit

It's easy to get in over your head with a first credit card. ...

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14 Nov Should my college kid freeze his credit report?

Posted at 12:33h in Ask NJMoneyHelp, Credit

A credit freeze can protect your finances from unexpected breaches....

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07 Nov Should I worry about wrongly addressed mail?

Posted at 14:03h in Ask NJMoneyHelp, Credit

You want to take steps to protect your identity, mail or not. ...

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02 Nov My credit score just went down. Why did that happen?

Posted at 12:13h in Ask NJMoneyHelp, Credit

There are several factors that make up your credit score. ...

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