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11 Jul I’m sick of credit card surcharges. What can I do?

Posted at 05:01h in Ask NJMoneyHelp, Credit

It's legal for businesses to charge a surcharge when they accept credit card payments. ...

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10 Jul I’m thinking of a divorce. How can I raise my credit score?

Posted at 05:01h in Ask NJMoneyHelp, Credit

You can raise your credit score with several basic steps. ...

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02 Jul How do I transfer title of a car that’s a gift?

Posted at 05:01h in Ask NJMoneyHelp, Credit

The Motor Vehicle Commission details how to transfer a title....

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19 Jun How long should I keep credit card statements?

Posted at 05:01h in Ask NJMoneyHelp, Credit

When it comes to paperwork, there's a clear strategy for when to hold....

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31 May I was a data breach victim. What should I do?

Posted at 05:01h in Ask NJMoneyHelp, Credit

A credit freeze can protect your financial wellness. Do it. ...

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23 May Can we help our son protect money in an account in his name?

Posted at 05:01h in Ask NJMoneyHelp, Credit

There are several ways to protect funds from creditors and others. ...

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21 May I prefer writing checks but everyone uses Venmo. Should I?

Posted at 05:01h in Ask NJMoneyHelp, Credit

There are risks with all kinds of transfers, even checks....

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20 May Should I use a HELOC for an emergency fund?

Posted at 05:01h in Ask NJMoneyHelp, Credit, Real Estate, Retirement

Emergency funds should be kept in an easy-to-reach place....

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29 Apr Do I need to write a check to get a REAL ID?

Posted at 05:01h in Ask NJMoneyHelp, Credit

You still have time to get a REAL ID. But there are deadlines to consider. ...

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19 Mar Can I use a HELOC as an emergency fund?

Posted at 05:01h in Ask NJMoneyHelp, Credit, Retirement

Experts say you should keep three to six months of expenses handy....

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