06 Dec I own a home with my fiance. Do we both get ANCHOR?

Q. My fiance and I own a home that is in both of our names. We file taxes separately — she as head of household and me as a single. Do we file for ANCHOR separately?
— Unmarried still

A. Special situations like yours have caused some confusion when it comes to ANCHOR applications.

The state Treasury Department has a helpful list of how those situations work.

If you owned a home as of Oct. 1, 2020, with someone who was not your spouse, you must each file paper applications in your own names.

“On the paper application, you need to indicate you owned the property with someone other than a spouse, and fill in your proportionate share of ownership,” the state website says.

Also include a copy of the property deed that shows you are an owner.

If you owned a home together but married after Oct. 1 but before Dec. 31 of that year, you are considered one owner.

For those who owned a property together on Oct. 1, 2020 but married after the end of the year, you’re still considered multi-owners and you each would have to file your own application, the state said.

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This story was originally published on Dec. 6, 2023.

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