19 Mar Can I use a HELOC as an emergency fund?

Posted at 05:01h in Ask NJMoneyHelp, Credit, Retirement

Experts say you should keep three to six months of expenses handy....

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01 Sep Should I cash out retirement plan to pay off HELOC?

Posted at 05:01h in Ask NJMoneyHelp, Credit, Retirement

Choosing to end a retirement plan can have many consequences....

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28 Aug My bank won’t renew my HELOC. What to do?

Posted at 05:01h in Ask NJMoneyHelp, Credit, Real Estate

There may be strategies to get the bank to change its mind....

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05 Jul With higher interest rates, should I lock in a fixed rate for my HELOC?

Posted at 05:01h in Ask NJMoneyHelp, Credit

It's time to pay attention to all your credit with higher interest rates. ...

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03 Dec Should I refinance or get a reverse mortgage for home improvements?

Posted at 05:01h in Ask NJMoneyHelp, Credit, Real Estate

There are many ways to tap the equity in your home. ...

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03 Jan Should I use a HELOC to pay off holiday debt?

Posted at 06:06h in Ask NJMoneyHelp, Credit

You need to find discipline to pay off credit card debt - and not build it again....

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18 Dec Should couple stop retirement savings for home fixes?

Posted at 06:06h in Ask NJMoneyHelp, Real Estate, Retirement

It's tough to balance multiple financial goals, but it can be done. ...

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27 Jun Will paying off my HELOC hurt my credit score?

Posted at 11:32h in Ask NJMoneyHelp, Credit

Home equity lines of credit are not considered the same as credit cards....

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03 Jun Should I refinance my home after paying college bills?

Posted at 06:02h in Ask NJMoneyHelp, College, Credit

Refinancing a mortgage could simplify your finances. ...

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31 Jan Should I use my tax refund to pay debt or invest?

Posted at 11:16h in Ask NJMoneyHelp, Retirement

How to decide what to do with a cash windfall....

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