29 Apr Danger of canceling unused credit cards

Posted at 10:11h in Ask NJMoneyHelp, Credit

Credit cards can be a helpful back-up plan. ...

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25 Mar Rethink your emergency fund

Posted at 06:02h in Ask NJMoneyHelp, Credit

Look at why you dip into your emergency fund. ...

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02 Feb Where to save your emergency fund

Posted at 12:15h in Ask NJMoneyHelp, Retirement

Be sure to keep your emergency fund safe from market fluctuations. ...

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15 Jan How to start an emergency fund

Posted at 11:57h in Ask NJMoneyHelp, Retirement

Getting your emergency fund in order, and learning not to spend it. ...

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30 Oct Pros and cons of pre-paying a mortgage

Posted at 10:19h in Ask NJMoneyHelp, Credit, Real Estate

Understand your long-term finances before you pre-pay your mortgage. ...

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26 Oct Paying bills with irregular paychecks

Posted at 12:18h in Ask NJMoneyHelp, Credit

A budget and an emergency fund are vital if your income is unreliable. ...

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28 Sep How much do I need set aside for emergencies?

Posted at 11:42h in Ask NJMoneyHelp, Retirement

How to determine the right amount of cash reserves for you and your family. ...

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17 Sep How to stop raiding your emergency fund

Posted at 10:22h in Ask NJMoneyHelp, Retirement

Sometimes emergency funds can be too easy to access. ...

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01 Sep How to pay for a $5,000 vacation?

Posted at 11:20h in Ask NJMoneyHelp, Credit

Using an emergency fund or a credit card for a vacation is a bad idea....

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05 Jun Can I afford a bigger home?

Posted at 11:02h in Ask NJMoneyHelp, Credit, Real Estate

What to consider before you upsize...

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