23 Mar How co-signing a loan impacts credit score

Posted at 10:24h in Ask NJMoneyHelp, College, Credit

You credit score can change for the worse -- short-term -- if you co-sign a loan. ...

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26 Feb Should I bail out my son’s credit card debt?

Posted at 12:19h in Ask NJMoneyHelp, Credit

Balancing help with enabling when it comes to bailing out someone's credit card debt. ...

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24 Feb If you fall behind on student loan debt

Posted at 12:22h in Ask NJMoneyHelp, College, Credit

If you can't pay your student loans, here are some options. ...

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18 Dec Is bankruptcy the answer for my debt?

Posted at 13:07h in Ask NJMoneyHelp, Credit

Before choosing bankruptcy, evaluate all other debt payback options. ...

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11 Nov Giving money as a holiday gift

Posted at 11:41h in Ask NJMoneyHelp, College, Credit, Retirement

Gifting money the right way can help your children improve their finances. ...

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27 Oct Don’t use fraud to pay for college

Posted at 11:40h in Ask NJMoneyHelp, College, Credit

Filing for bankruptcy won't usually get you out of college debt....

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26 Oct Paying bills with irregular paychecks

Posted at 12:18h in Ask NJMoneyHelp, Credit

A budget and an emergency fund are vital if your income is unreliable. ...

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30 Sep Who can negotiate my debt?

Posted at 11:40h in Ask NJMoneyHelp, Credit

If you need help with creditors, you can find some. ...

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29 Sep The death of Costco AmEx card and your credit score

Posted at 11:03h in Ask NJMoneyHelp, Credit

IF you have the Costco Amex credit card, changes are coming....

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01 Sep How to pay for a $5,000 vacation?

Posted at 11:20h in Ask NJMoneyHelp, Credit

Using an emergency fund or a credit card for a vacation is a bad idea....

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