04 Nov Should my college student have a credit card?

Posted at 12:04h in Ask NJMoneyHelp, Credit

College students and credit can be a dangerous combination....

Read More

29 Sep The death of Costco AmEx card and your credit score

Posted at 11:03h in Ask NJMoneyHelp, Credit

IF you have the Costco Amex credit card, changes are coming....

Read More

24 Sep Which credit card debt payoff strategy is best?

Posted at 12:20h in Ask NJMoneyHelp, Credit

How to get to debt-free status....

Read More

01 Sep How to pay for a $5,000 vacation?

Posted at 11:20h in Ask NJMoneyHelp, Credit

Using an emergency fund or a credit card for a vacation is a bad idea....

Read More

31 Aug When a name is wrong on a credit card

Posted at 12:41h in Ask NJMoneyHelp, Credit

Be sure your credit reports don't reflect any errors....

Read More

30 Apr What job loss means to retirement, debt, emergency savings

Posted at 10:42h in Ask NJMoneyHelp, Credit, Retirement

Cash should be the priority when you have a job loss. ...

Read More

20 Apr Credit card balance transfer strategies

Posted at 11:08h in Ask NJMoneyHelp, Credit

If you use a balance transfer, you need a payoff strategy....

Read More

16 Apr Should I close some credit card accounts?

Posted at 11:07h in Ask NJMoneyHelp, Credit

Canceling a credit card can hurt your score. ...

Read More

07 Apr How should I spend my tax refund?

Posted at 12:14h in Ask NJMoneyHelp, Credit, Taxes

Before you spend a tax refund, think of debt and your emergency reserves. ...

Read More

22 Dec $23,000 in credit card debt – is bankruptcy the best option?

Posted at 12:06h in Ask NJMoneyHelp, Credit

You don’t want to hurt your credit score unnecessarily, and canceling a card can do some damage. ...

Read More