20 Apr Am I saving too much in retirement accounts? Posted at 11:28h in Ask NJMoneyHelp, Retirement Diversify the kinds of savings accounts you're using for the future. ... Read More
05 Mar Confusion over pre- and after-tax contributions Posted at 19:47h in Ask NJMoneyHelp, Retirement, Taxes Sleuthing to determine the taxation of a retirement account... Read More
20 Feb The rules for RMDs if you’re still working Posted at 17:28h in Ask NJMoneyHelp, Retirement Before you take a Required Minimum Distribution from a retirement account, make sure you understand the rules. ... Read More
02 Dec How to take Required Minimum Distributions from multiple accounts Posted at 05:15h in Ask NJMoneyHelp, Retirement If you have multiple IRA accounts, your RMD must reflect all your balances.... Read More
21 Nov Choosing between a Roth 401(k) or a traditional 401(k) Posted at 12:55h in Ask NJMoneyHelp, Retirement If your employer offers a Roth 401(k) and a traditional 401(k), here's what you need to consider. ... Read More
30 Oct Using retirement savings or taking a mortgage to buy a home Posted at 19:04h in Ask NJMoneyHelp, Real Estate If you're waiting for your home to be sold but you've already found a new one, deciding where to get the money for your new pad can have serious consequences.... Read More
30 Oct What’s better? A Roth IRA or 401(k)? Posted at 19:03h in Ask NJMoneyHelp, Retirement When you only have so many dollars to save, it's smart to be sure you're using the most advantageous savings vehicle for your situation.... Read More
30 Oct She’s conservative. He’s aggressive. Now what? Posted at 19:03h in Ask NJMoneyHelp, Retirement When two partners have different risk tolerances and investing philosophies, it takes negotiation and a long-term outlook to make things right.... Read More