05 May Should I gift money or let my children inherit?

Posted at 05:01h in Ask NJMoneyHelp, Estate Planning

There are several factors to consider, including taxes....

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04 May We’re married. Will we save in taxes by filing separately?

Posted at 05:01h in Ask NJMoneyHelp, Taxes

Filing separately may be the answer if your earnings are higher. ...

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04 May Should I pay off my car loan because of inflation?

Posted at 04:01h in Ask NJMoneyHelp, Credit

As interest rates rise, older loans may be cheaper money. ...

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03 May How am I taxed if I convert my inherited IRA to a Roth?

Posted at 05:01h in Ask NJMoneyHelp, Retirement, Taxes

Most people can't make a direct conversion of an inherited IRA. ...

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03 May Will Congress raise the age for taking money from an IRA?

Posted at 05:01h in Ask NJMoneyHelp, Retirement

An age change would affect your Required Minimum Distributions. ...

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02 May I never paid into Social Security. Can I get benefits anyway?

Posted at 05:02h in Ask NJMoneyHelp, Retirement

There are several ways to qualify for Social Security benefits. ...

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02 May I want crypto. My wife thinks I’m crazy. What do we do?

Posted at 05:01h in Ask NJMoneyHelp, Retirement

There's a way to find a middle ground when spouses disagree. ...

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29 Apr Can my son deduct sales tax on a new car?

Posted at 05:01h in Ask NJMoneyHelp, Taxes

Even if you can take the deduction, it may not be the most beneficial choice. ...

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29 Apr Can I offset gains with losses on my N.J. tax return?

Posted at 05:01h in Ask NJMoneyHelp, Taxes

N. J. doesn't allow carrying forward capital losses to offset future gains. ...

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28 Apr What’s the best place to put my cash savings?

Posted at 05:01h in Ask NJMoneyHelp, Retirement

Interest rates on savings accounts remain paltry, even with inflation. ...

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