If you have an adult child who is not responsible with money, there are steps to take to ensure any money you leave to him is somewhat protected from his spendthrift ways....
No one wants to pay taxes when they die, but unless you're proactive, the government — and not your heirs — could end up with a huge chunk of your money....
If you're waiting for your home to be sold but you've already found a new one, deciding where to get the money for your new pad can have serious consequences....