Ask NJ Money Help

10 Apr Monthly pension or a lump sum?

Posted at 12:31h in Ask NJMoneyHelp, Retirement

Choosing a lump sum or a monthly pension is a big decision. ...

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09 Apr Using 529 funds for pre-college program

Posted at 11:55h in Ask NJMoneyHelp, College

You may lose a 529 plan's tax advantages if you don't follow the rules. ...

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08 Apr What to do with wedding gifts?

Posted at 12:13h in Ask NJMoneyHelp, Real Estate, Retirement

You don’t want to hurt your credit score unnecessarily, and canceling a card can do some damage. ...

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07 Apr Looking for the next Microsoft – overseas

Posted at 12:53h in Ask NJMoneyHelp, Retirement

Emerging markets can provide great returns, but also great risk. ...

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07 Apr How should I spend my tax refund?

Posted at 12:14h in Ask NJMoneyHelp, Credit, Taxes

Before you spend a tax refund, think of debt and your emergency reserves. ...

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06 Apr How to access retirement accounts before age 59 1/2

Posted at 11:45h in Ask NJMoneyHelp, Retirement

Even if you can access retirement accounts, early retirement can be bad news for your later years. ...

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06 Apr File your taxes on time even if you can’t pay

Posted at 11:15h in Ask NJMoneyHelp, Taxes

Even if you can't pay your tax bill, not filing is the worse option. ...

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02 Apr Should I spend my life insurance policy’s cash value?

Posted at 12:25h in Ask NJMoneyHelp, Insurance

Never cancel a life insurance policy without lots of thought. ...

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