05 Mar Where do I add my pension income on PAS-1?

Q. I only have Social Security and pension benefits. When I complete the PAS-1 form, do I add the pension to line 17a?
— Applicant

A. We’ve received a lot of questions lately about what income should be included on the PAS-1, which is the combined application for ANCHOR, the Senior Freeze and Stay NJ property tax benefits.

We took your question to Bernie Kiely, a certified financial planner and certified public accountant with Kiely Capital Management in Morristown.

“You insert your total income from your NJ-1040 income tax return on Line 18 of the PAS-1 application,” he said. “PAS-1 requires you to include income that is not subject to income tax. This income is included on lines 18b to 18e.”

Good luck completing the application.

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This story was originally published in March 2026. 

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