08 Aug My spouse just turned 65. Can we get the Stay NJ benefit?

Q. My spouse turned 65 in July. Are we eligible for the Stay NJ benefits or do we have to wait for next year?
— Homeowner

A. Happy birthday to your spouse.

Stay NJ eligibility is based on residency, income and age as of 2024.

But you should still be proactive here.

We’re guessing you did not receive the PAS-1 combined application for Senior Freeze, ANCHOR and Stay NJ in the mail. But hold tight until next week.

The Treasury Department said it is sending ANCHOR notification letters on Aug. 13. Those who receive the letters will have their ANCHOR application entered automatically.

“We will not automatically file the PAS-1 for taxpayers 65 or older, or those receiving Social Security disability benefits,” it said. “You must file the PAS-1 application on your own — online or by paper. This includes senior residents who qualify only for the ANCHOR Program. You must file the PAS-1 to receive the ANCHOR benefit.”

But because your spouse wasn’t yet 65, there’s a good chance the state will file for ANCHOR automatically.

You’ve got time because the deadline isn’t until October. Just see if you get the letter first.

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This story was originally published in August 2025.

NJMoneyHelp.com presents certain general financial planning principles and advice, but should never be viewed as a substitute for obtaining advice from a personal professional advisor who understands your unique individual circumstances.