24 Jul Where will they send my second stimulus check?

Q. How do I find out where they are sending my second stimulus payment?
— Needing the money

A. For starters, exactly what may happen with a second stimulus payment is incredibly unclear.

The House of Representatives passed a new stimulus bill two months ago, but Republicans and the White House are working on a different plan.

Both Republicans and Democrats have shown interest in a second individual stimulus payment, but the details are far from clear at this writing.

While we don’t know what the stimulus payment will be, it’s delivery method is likely to be similar to how the first round was processed.

Those payments were based on the information the IRS had on you from your 2019 tax return. If the 2019 return had not yet been filed, it would have been based on 2018 return.

If you received direct deposits for your tax refunds, that’s how you would have received your stimulus payment. Otherwise you would have received a paper check.

Those who get Social Security benefits would have received their payments in the same way they receive their Social Security benefits. The same goes for those who receive the following benefits, Social Security disability (SSDI), survivor benefits, supplemental security income (SSI), Railroad Retirement benefits or Veterans Affairs Compensation and Pension (C&P) benefits.

But if you don’t file tax returns or receive any of those benefits, the IRS asked that you enter your information into the Non-Filer tool.

If you received those kinds of benefits and you have a qualifying child under age 17, you were asked to use the tool so the IRS would know if you were eligible for the additional $500 per child benefit.

If you did not use the tool, you can claim any amounts you didn’t receive on your 2020 tax return.

If the IRS didn’t have your direct deposit information, it most likely would have sent you a check, though some people received a pre-paid debit card that was loaded with the stimulus payment.

We expect any future stimulus payments would be sent the same way.

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This story was originally published on July 24, 2020.

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