20 Jan Jan. 20, 2025

One reader who has been making some money on interest asked if they should gift the funds outright to their kids or if they would be better off opening Roth IRAs. There are other options, too, our expert said.

Another reader is getting married soon – congrats! – and asked if they should file tax returns together or separately

Adopting a child can be an expensive proposition. One reader asked if there’s still a tax credit for adoption.

See all that and more in this week’s eNewsletter.