laptop, writing pad

My accountant just died. What do I do now?

Photo: pixabay.com

Q. My accountant just finished preparing my returns and I signed them. Then I learned he passed away. He worked alone and I haven’t been able to find out if he actually sent in the returns. I have no clue what to do next.
— Flummoxed

A. Yikes.

We’re sorry to hear about this.

Most tax preparers will send you a copy of your tax returns for your files. We’re not sure if you have it.

If you do, you should mail a paper copy of the return to the IRS. If your accountant already filed one electronically, this wouldn’t be necessary, but it’s a better way to get it in than potentially sending a second e-copy. With your return, send a letter explaining why you’re sending what could be a duplicate return. This will help you avoid red flags about fraud on your return.

If you don’t have a copy, get moving and get the returns prepared. If you owe money, you don’t want to be hit with penalties and interest. You should mail this one, too, just in case your preparer did indeed send your return.

Filing for an extension is always an option, too, but remember that if you owe money, you need to pay on time to avoid penalties and interest.

Good luck.

Email your questions to .

This story was originally published in April 2026. 

NJMoneyHelp.com presents certain general financial planning principles and advice, but should never be viewed as a substitute for obtaining advice from a personal professional advisor who understands your unique individual circumstances.