07 Aug Should we reapply for the Senior Freeze?

Q. My husband and I completed the “one application” for Anchor, Senior Freeze and Stay NJ Benefits when it first became available. When I checked the ANCHOR status, it stated they had received my application. When I checked Senior Freeze status, it stated they did not have an application for this. Should we reapply again for the Senior Freeze?
— Homeowner

A. It sounds like something is wrong here.

Senior Freeze payments already started going out, and ANCHOR benefits won’t be paid until mid-September.

Submitting a second application, though, isn’t the way to go. At least not yet.

Your best bet is to call what’s been called the ANCHOR hotline — it should probably be renamed now that Stay NJ is part of the property tax relief program — at (888) 238-1233, Monday through Friday, from 8:30 a.m. to 5:30 p.m.

While the hotline came under great criticism in the past few years, the most recent check we did found 96% of calls were answered in a very short minute or two. Give it a try and let us know what you’re told. 

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This story was originally published in August 2025.

NJMoneyHelp.com presents certain general financial planning principles and advice, but should never be viewed as a substitute for obtaining advice from a personal professional advisor who understands your unique individual circumstances.