12 May May 12, 2025

Stay NJ, the state’s new property tax break, keeps spurring new questions. One couple asked if the income limits are the same if they file tax returns separately or together.

Under current law, Roth IRAs and Roth 401(k)s will give you tax-free withdrawals in retirement. One reader who can’t afford to save to both asked which option they should use.

A reader said they’d heard stories about banks not accepting valid estate planning documents if they are more than 10 years old. We looked at whether you need to update your documents to avoid any issues.

See all that and more in this week’s eNewsletter.