20 Jan Jan. 20, 2025

One reader who has been making some money on interest asked if they should gift the funds outright to their kids or if they would be better off opening Roth IRAs. There are other options, too, our expert said.

Another reader is getting married soon – congrats! – and asked if they should file tax returns together or separately.

It’s not fun to think about our ultimate demise, but the consequences of not doing so can be severe. One reader said her husband refuses to update his will. We covered what she should expect.

See all that and more in this week’s eNewsletter.