21 Jul My wife no longer drives. How can I get her off our insurance?

Q. My wife no longer drives. When my auto insurance policy was renewed, my insurance company said any resident who has a valid driver’s license must be included on the policy. This increases the cost. What can I do?
— Loving husband

A. You’re smart to try to make this change to save some money. 

Your wife would have to downgrade her New Jersey driver’s license to a non-driver ID card.

Start by making an appointment for a Non-Driver ID at the NJMVC.gov website. There are 23 licensing centers around the state, said William Connolly, spokesman for the Motor Vehicle Commission

Next, complete the “Application for Permit/License/Non-Driver ID” (Form BA-208). 

If you fill it out ahead of time, you should be sure to print, sign and bring the completed form to the appointment. The form also is available at the agency, but preparing the form before the appointment saves time, Connolly said. 

Your wife will have to gather documents to pass the 6 Points of ID requirements and bring them to the appointment.

At the appointment, she will have to pay a fee. 

“If the customer has a valid New Jersey driver license, the fee will be $11 and the non-driver ID will retain the same expiration date,” Connolly said. “If purchased at renewal, the fee for a non-driver ID will be $24 and the expiration date will be extended four years.”

You can see all the details on the MVC website. 

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This story was originally published on July 21, 2021.

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