28 Jul Can I keep this car loan even through a bankruptcy?
Q. I filed for bankruptcy. I owe $8,000 on a car loan, which I want to keep and I have continued to pay through my bankruptcy, But all of a sudden they stopped accepting my calls with a recorded message that said they do not have information on my loan and it hangs up. What can I do?
— Trying to correct
A. You need to try to contact someone in your lender’s bankruptcy department.
Some companies want individuals who file bankruptcy to file a reaffirmation agreement, which is a new contract stating that the individual will continue to make payments, said Karra Kingston, a bankruptcy attorney in Union City.
Or you should talk to your attorney, if you have one, and as the attorney to contact the company on your behalf, Kingston said.
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This story was originally published July 28, 2020.
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