What’s the right balance to keep on your credit cards?

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Your credit score is an essential part of your financial life.

It will dictate the kinds of interest rates you’ll get on loans of all kinds, if you qualify for a loan at all.

Savvy credit users know that showing you can pay back your lender on time is key, but how much of a balance should you keep, if any, on your credit cards?

Consumer genius Bob Sullivan offers some answers that are important for every credit user to consider.