Earn extra cash for the holidays

Photo: picjumbo.com/Viktor Hanacek

If you haven’t been a great saver throughout the year, and you loathe the spending you expect you’ll be doing for the holidays, earning extra cash is a fantastic alternative.

But these days, lots of come-ons offer fast money, but unfortunately, many are scams.

Kiplinger took at look at some ways to bring in the dough, such as selling your old stuff — from electronics to gently-used clothing to old jewelry — to being a mystery shopper (make sure you do this one the right way because scams abound).

If you need money — and who doesn’t? — take a look and get creative.

Just leave the credit cards at home.