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05 Dec Is now a good time to buy I-Bonds?

Posted at 13:02h in Ask NJMoneyHelp, Retirement

In today's low interest rate environment, I-Bonds aren't as attractive as they once were....

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02 Dec How to take Required Minimum Distributions from multiple accounts

Posted at 05:15h in Ask NJMoneyHelp, Retirement

If you have multiple IRA accounts, your RMD must reflect all your balances....

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01 Dec Should we use retirement accounts for college bills?

Posted at 12:29h in Ask NJMoneyHelp, College, Retirement

You can borrow money for college, but not for retirement. ...

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25 Nov Getting the most from Social Security when you’re married

Posted at 15:49h in Ask NJMoneyHelp, Retirement

There are strategies to maximize your Social Security benefits when you're married. ...

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21 Nov Choosing between a Roth 401(k) or a traditional 401(k)

Posted at 12:55h in Ask NJMoneyHelp, Retirement

If your employer offers a Roth 401(k) and a traditional 401(k), here's what you need to consider. ...

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20 Nov How Social Security benefits are taxed, and what changes if you work

Posted at 13:35h in Ask NJMoneyHelp, Retirement, Taxes

The taxation of Social Security benefits can be confusing, especially if you still work....

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19 Nov How long to keep old financial statements

Posted at 14:02h in Ask NJMoneyHelp, Retirement

You don't have to keep all those papers forever -- mostly. ...

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17 Nov Can I use my IRA to pay for college?

Posted at 14:04h in Ask NJMoneyHelp, College, Retirement

Even if you can take IRA funds to pay for college, there may be better options. ...

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14 Nov Taxable income and changes for Social Security benefits

Posted at 12:15h in Ask NJMoneyHelp, Retirement

Your Social Security benefits are determined by your earned credits over time....

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11 Nov Can I fix my Social Security mistake?

Posted at 16:05h in Ask NJMoneyHelp, Retirement

If you make an error when you claim Social Security benefits, it may be able to be fixed -- if you're fast enough. ...

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